About
We build the systems Caribbean businesses run on.
Bowen Consulting is a software consultancy based in Kingston, Jamaica. We design and build payment infrastructure, platform integrations, and custom software for businesses across the Caribbean.
Our work sits at the intersection of fintech and operations — connecting payment processors like PowerTranz and Fiserv, automating accounting through QuickBooks, and building the bespoke tools that tie it all together.
Who We Are
A decade of building software for Jamaican enterprises.
Bowen Consulting was founded by Richard Bowen, a software engineer with roughly ten years of experience building production systems for major Jamaican enterprises — spanning insurance, distribution, financial services, and e-commerce.
That experience — building integrations that handle real money, real policy data, and real operational workflows — is the foundation everything here is built on. We've seen what breaks at scale, what compliance actually requires, and what businesses need from their software beyond the pitch deck.
Bowen Consulting is a brand of Reshapify, LLC.
What We Do
Three domains. One focus.
Every engagement falls into one of three categories — and often spans more than one.
Payment Integration
PowerTranz & Fiserv
Deep integration with the Caribbean's major acquirers. 3DS 2.0 authentication, multi-currency settlement, tokenized card storage, and PCI-compliant payment flows — whether you're building a new checkout or migrating from the legacy FAC platform.
Insurance Middleware
UnderWriter™
Synchronize your customer portal with UnderWriter's core system. Eliminate manual data entry, automate policy lifecycle management, and accelerate claims processing with AI-assisted document handling.
Custom Software
Bespoke Solutions
When off-the-shelf doesn't fit, we design and build it. Full-stack applications, internal tools, API development, data migrations, and AI-augmented workflows — from concept to production.
Our Products
Software we've built and ship.
Ridley
A payment platform built for Caribbean commerce. Hosted checkout, payment links, subscriptions, product catalog, and a real-time analytics dashboard — all connecting directly to PowerTranz and Fiserv through your own merchant account. Flat monthly pricing, no percentage cuts.
Learn more about RidleyMargot
A WooCommerce plugin that connects your store directly to PowerTranz's payment gateway. 3D Secure, multi-currency support, refund sync, and test/live mode switching — all from your WooCommerce admin. One-time purchase, no ongoing fees.
Learn more about MargotWhere We Operate
Kingston, Jamaica — serving the Caribbean.
We're based in Kingston and work primarily with businesses in Jamaica, Trinidad & Tobago, Barbados, and the wider Caribbean. Our products and integrations are built specifically for the payment rails, currencies, and compliance requirements of this region — JMD, USD, TTD, BBD, and more.
If your business operates in the Caribbean and needs payment infrastructure, custom software, or integration work — we should talk.